Investing

Rental Property Cash Flow: A Conservative New York Model

A repeatable way to move from advertised rent to durable after-debt cash flow.

Si Zhang (Sunny)

Small Multifamily Costs Buyers Commonly Miss

Utilities, legal units, turnover, systems, compliance, and reserves beyond the rent roll.

Si Zhang (Sunny)

Rent-Stabilized and Free-Market Units: Start With the Records

Why unit status, rent history, registrations, and leases must be verified before underwriting.

Si Zhang (Sunny)

The 1031 Exchange, Plainly Explained

Sell one investment property, buy another, and defer the capital-gains tax — if you follow the rules exactly. A plain-spoken guide to like-kind exchanges: the 45-day and 180-day clocks, the qualified intermediary, "boot," and why your own home doesn't count.

Heidi Liu

A Student's First Home as a Long-Term Foothold

Buying near campus can be more than four years of student housing. Here is the long-term view—building US credit, the investment math, and the rules over time—plus a clear note that property is never an immigration shortcut.

Kevinn Li

Bringing Overseas Funds to Buy U.S. Property, Compliantly

Where your down payment comes from matters as much as how much it is. A plain-spoken guide to source-of-funds documentation, U.S. anti-money-laundering reporting, gift paperwork, and the capital-control reality of moving money abroad—plus why your bank and attorney should be the first calls you make.

Yan Xue Zheng

A First Investment Property in the New York Area: A Practical Primer

Before you fall for a building, decide what you want it to do for you — cash flow today or appreciation over time — and let that one choice shape every number that follows.

Lina Feng